EMI Calculator
Home loan, car loan ya personal loan ki EMI turant calculate karo
Loan Details
₹10,000
₹10 L
₹1 Cr
1%
8.5%
30%
1 yr
20 yrs
30 yrs
EMI Result
Monthly EMI
₹8,678
Principal
₹10 L
Total Interest
₹10.83 L
Total Amount Payable
₹20.83 L
Principal
Interest
Amortization Schedule
Yearly breakdown| Year | Principal Paid | Interest Paid | Balance |
|---|
EMI Formula
EMI = P × r × (1 + r)^n / [(1 + r)^n - 1]
P = Principal Loan Amount
r = Monthly Interest Rate (Annual Rate / 12 / 100)
n = Total Number of Monthly Installments
Tips to Reduce EMI
- Higher down payment karein — principal kam hoga
- Longer tenure choose karein — EMI kam hogi (par total interest zyada)
- Better credit score se kam interest rate milta hai
- Partial prepayment karte rahein jab bhi extra paisa ho