50-30-20 Budget Calculator
Apni income ko smart tarike se distribute karo — Needs, Wants, aur Savings mein
Income Details
₹10,000
₹60,000
₹5 L
₹
Custom Splits (%)
Total must equal 100%
Budget Breakdown
Needs 50%
₹30,000
Rent, EMIs, Groceries, Bills, Insurance, Transport
Wants 30%
₹18,000
Dining out, Entertainment, Shopping, Hobbies, Travel
Savings 20%
₹12,000
Emergency Fund, Investments (SIP), Goals, Debt repayment
Actual vs Budget Comparison
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50-30-20 Rule Kya Hai?
Elizabeth Warren ne popularize kiya yeh simple budgeting rule:
50% — Needs
Essential expenses jo life ke liye zaroor hain: rent, EMI, khaana, bijli, transport, health insurance.
30% — Wants
Non-essential lekin enjoyment ke liye: Netflix, restaurants, shopping, travel, concerts.
20% — Savings
Apna future secure karo: SIP, emergency fund, loan repayment, retirement fund.