Q
SIP aur Lumpsum mein kya fark hai? Beginners ke liye kaunsa better hai?
Ramesh Kumar ·
09 Jun 2026
A
Expert Answer
10 Jun 2026
SIP (Systematic Investment Plan) mein aap har mahine ek fixed amount invest karte hain — jaise ₹500 ya ₹1000. Yeh beginners ke liye best hai kyunki:
- Market timing ki tension nahi hoti
- Rupee Cost Averaging ka faida milta hai
- Chhoti raqam se shuru kar sakte hain
Lumpsum mein aap ek hi baar mein badi raqam invest karte hain. Yeh tab better hai jab market neeche ho aur aapke paas extra paisa ho.
Conclusion: Beginners ke liye SIP clearly better choice hai. Start small, stay consistent!
