Emergency fund kitna hona chahiye aur kahan rakhein?

Emergency fund kam se kam 3 se 6 mahine ke kharche ke barabar hona chahiye. Agar aapki monthly expense Rs.20,000 hai to Rs.60,000 se Rs.1,20,000 emergency fund rakhein.

Kahan rakhein?

• Savings Account — sabse aasaan, instant access
• Liquid Mutual Fund — thoda zyada return, 1 din mein withdrawal
• FD with sweep-in facility — better interest + liquidity

Emergency fund share market mein kabhi mat lagao!